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Category: Estate & Elder Law

What Happens If There Is No Will in Indiana?

People often put off creating a last will and testament either because they’re too busy or they don’t like contemplating end-of-life issues. But postponing a will is not a good idea. It can create confusion, expense, and delay for your loved ones after you’ve passed away. When someone dies without a will in Indiana, it is called “intestate succession.” It’s a complicated legal term, so the better way to think of it is by asking, “What happens if there is no will in Indiana?” If you die without a will in Indiana, your assets will pass to your closest relatives. These assets include only items that would have passed through a will under Indiana’s intestate laws – ty ...

Can a Trustee Remove a Beneficiary from a Trust?

In most cases, a trustee cannot remove a beneficiary from a trust. The trustee’s job is to administer the trust and act in a fiduciary capacity. However, there are at least two instances in which a trustee could remove a beneficiary: 1. The trustee is the creator (grantor) of their own revokable living trust. 2. The trust document explicitly and clearly grants this power to the trustee. If the grantor of a revokable living trust wants to make changes at any time to his or her own trust, they can. This is one of the reasons this type of trust is created: it gives the grantor a lot of flexibility in changing, expanding, or contracting the terms of the trust while the grantor is stil ...

What Is the Cost of Probate?

If you or a loved one dies in Indiana or Kentucky without a will, then your estate will go through probate.  You may ask yourself, “what is the cost of probate?”  The answer to that depends on the particulars of your assets and liabilities and your unique situation.  However, probate usually costs more and takes longer than the disposition of someone’s possessions when they have an estate plan. You may think that only rich people need estate plans, but that’s not true.  Creating an estate plan is an orderly, planned, proactive way of deciding how your assets will be distributed after you pass away.  Sometimes when a person fails to create a will or estate ...

Mediation Can Help Bring Legal Actions to an Early Conclusion

The legal system has become so complex, time consuming and costly that parties normally work very hard to avoid using it. After a civil lawsuit is filed, negotiations may ebb and flow, but the vast majority of Indiana lawsuits are resolved through settlements, not verdicts after trials. Those are the endings you see in movies and TV -- reality is normally far less dramatic. Mediation is the use of a neutral third party to help the parties negotiate a resolution. At Church, Langdon, Lopp, Banet Law, Larry Church, Jason Lopp and Dana Eberle not only negotiate settlements for their clients involved in litigation, but they also work as mediators in other cases. There are many benefits to s ...

Variations on Power of Attorney: One Size Does Not Fit All

While you never know when you might have to rely on someone else, there are ways you can prepare for the possibility. The financial power of attorney (POA) is the cornerstone to any estate plan.  It allows a person (the principal) to give legal authority to someone else (the attorney-in-fact) to take financial actions on the principal’s behalf. There are many situations where having such a document and creating such a relationship is preferable to allowing one’s personal finances to languish. Of course, the planning needs of an unmarried, childless 21-year-old are likely not the same as a 65-year-old married couple with grandchildren, but powers of attorney are highly customizable. ...

Current Gun Laws in Indiana and Kentucky

The meaning of the Second Amendment to the United States Constitution is an often litigated topic with a reputation for provoking heated discussions. In a 2008 decision, the Supreme Court interpreted it as granting the right of gun ownership to individuals for purposes that include self-defense. The parameters for legally obtaining those guns vary from state to state, with both Kentucky and Indiana laws being more lenient than those of many other states. In fact, an examination by the Brady Campaign to End Gun Violence graded the gun laws of all 50 states based on 30 policies related to guns and ammunition, including procedures for lost or stolen firearms, background checks, and preventing ...

Disappointment with DIY Trust & Estate Documents

These days, we do everything online. You can learn a language, find a love match, order groceries, even predict your own death if you’re into that sort of thing – the list is endless. The accessibility and utility of the Internet makes it easy to feel empowered, but some people who have turned to the Web for answers about trusts and estates have not had a positive experience. In fact, some who chose to “cheaply” draft trust or estate documents themselves ended up with unintended consequences that cost their estates more money than if they had sought professional legal advice in the beginning. There’s no doubt that contemplating our own mortality is a depressing prospect. No one re ...

Medicare vs. Medicaid

The federal government is a massive entity, the true size of which is up for debate. Depending on the source, the number of federal agencies has been reported to be as few as 60 and as many as 430. One agency whose existence is not in question is the Centers for Medicare and Medicaid Services (CMS), which, among other responsibilities, oversees Medicare and works with state governments to manage Medicaid. These two similar-sounding public insurance programs are very different, but they have the same goal of providing medical and health-related services to certain groups of disadvantaged people. Medicaid delivers healthcare coverage to low-income families and individuals, including seniors, ...

What Happens if You Die in Indiana Without a Will?

Everyone dies, but not everyone makes a will. While it’s understandable that some people are uncomfortable discussing their mortality, their reluctance to plan for it can force their families to fight through the courts in order to determine where their assets will go and how their debts will be paid. Unfortunately, not having a will is extremely common. According to a 2014 survey, more than 60 percent of Americans do not have one. And the No. 1 reason why not? “Just haven’t gotten around to making one.” Who should have a will? Just about everyone. Whether your estate is small and simple or large and complicated, planning ahead gives you some control over what happens to your belong ...

Some Estate Planning Considerations for Same-Sex Couples After Obergefell

The law is always in flux. To be effective, laws have to be able to address the constantly evolving views and values of society. Many civil rights issues are battled over in the courts and the legislature for decades. In 1973, Maryland became the first state to ban same-sex marriage by statute, spurring the gay and lesbian equal rights movement forward through domestic partnerships, the Defense of Marriage Act (DOMA), constitutional amendments, civil unions, patchwork state legalization/prohibition, and full marriage legalization in June of 2015. The Supreme Court decision in Obergefell vs. Hodges prevents any state from denying marriage licenses to same-sex couples. That ruling automatic ...

How to File for Divorce in Indiana

Divorce is one of life’s greatest stressors, and the process can often seem confusing and complicated, especially if there are issues such as shared children, homes, and assets involved or grounds for contention. Even if you and your spouse agree on most issues, you need to ens ...